{"id":1499,"date":"2024-02-01T14:57:42","date_gmt":"2024-02-01T14:57:42","guid":{"rendered":"https:\/\/gabinet-rovira.com\/?p=1499"},"modified":"2024-02-01T14:57:46","modified_gmt":"2024-02-01T14:57:46","slug":"prestamos-entre-particulares-a-0-interes","status":"publish","type":"post","link":"https:\/\/gabinet-rovira.com\/ca\/prestamos-entre-particulares-a-0-interes\/","title":{"rendered":"Pr\u00e9stamos entre particulares a 0% inter\u00e9s"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Apoyar a familiares o amigos en tiempos econ\u00f3micos dif\u00edciles, ya sea comprando un veh\u00edculo nuevo, respaldando un emprendimiento o adquiriendo un inmueble, por ejemplo, es una noble acci\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pero \u00a1cuidado! \u26a0\ufe0f Las autoridades fiscales podr\u00edan considerar que se trata de una donaci\u00f3n no declarada y tratarlo como evasi\u00f3n de impuestos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por eso, formalizar un pr\u00e9stamo entre particulares, aunque sea al 0% de inter\u00e9s, no s\u00f3lo es legal sino que es importante para asegurar claridad y prevenir conflictos futuros. Te contamos c\u00f3mo hacerlo:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u270d\ufe0f <strong>Contrato de Pr\u00e9stamo<\/strong> Aprovecha deducciones fiscales y evita problemas con las autoridades tributarias asegur\u00e1ndote de tener un contrato por escrito con detalles precisos: partes involucradas, importe, plazo, y condiciones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">? <strong>Modelo 600<\/strong> Si el pr\u00e9stamo es significativo, presenta el Modelo 600 ante la Agencia Tributaria. Este documento declara la transmisi\u00f3n de bienes y derechos, incluyendo pr\u00e9stamos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">? <strong>Declaraci\u00f3n de la Renta<\/strong> Ambas partes deben informar sobre el pr\u00e9stamo en sus declaraciones de la renta anuales. Adem\u00e1s, el prestamista debe declarar los intereses como rendimientos del capital mobiliario, incluso si el inter\u00e9s es 0% .<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">? <strong>Asesoramiento Profesional<\/strong> Ante la complejidad de las leyes fiscales, es recomendable buscar asesoramiento legal y fiscal espec\u00edfico seg\u00fan la jurisdicci\u00f3n en la que te encuentres.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Recuerda que estamos a tu disposici\u00f3n \u00a1Cont\u00e1ctanos si necesitas ayuda!<\/p>","protected":false},"excerpt":{"rendered":"<p>Apoyar a familiares o amigos en tiempos econ\u00f3micos dif\u00edciles, ya sea comprando un veh\u00edculo nuevo, respaldando un emprendimiento o adquiriendo un inmueble, por ejemplo, es una noble acci\u00f3n. Pero \u00a1cuidado! \u26a0\ufe0f Las autoridades fiscales podr\u00edan considerar que se trata de una donaci\u00f3n no declarada y tratarlo como evasi\u00f3n de impuestos. Por eso, formalizar un pr\u00e9stamo [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1490,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"class_list":["post-1499","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pildoras-formativas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pr\u00e9stamos entre particulares a 0% inter\u00e9s - Gabinet Rovira<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gabinet-rovira.com\/ca\/prestamos-entre-particulares-a-0-interes\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamos entre particulares a 0% inter\u00e9s - Gabinet Rovira\" \/>\n<meta property=\"og:description\" content=\"Apoyar a familiares o amigos en tiempos econ\u00f3micos dif\u00edciles, ya sea comprando un veh\u00edculo nuevo, respaldando un emprendimiento o adquiriendo un inmueble, por ejemplo, es una noble acci\u00f3n. Pero \u00a1cuidado! \u26a0\ufe0f Las autoridades fiscales podr\u00edan considerar que se trata de una donaci\u00f3n no declarada y tratarlo como evasi\u00f3n de impuestos. 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